Coin Loans, Bullion Loans & Collateral Loans
Borrow Against Rare Coins, Bullion, and Paper Currency
Get a short-term collateral loan of $5,000 to $50,000 backed by your rare coins, U.S. paper currency or precious metal bullion. Rates start as low as 1% per month, with no payments for the first 60 days and no credit check.
Instead of selling, consider borrowing against your coin collection, gold and silver bullion or rare paper money. Get cash from a coin loan, paper money loan, silver loan or gold loan by contacting our loan officer.
Borrow Against the Value of Your Rare Coins and Bullion
Why sell your hard-won collectibles under pressure when a low-interest, short-term collateral loan can cover your financial needs? American Rarities has bought and sold U.S. rare coins, foreign coins, U.S. paper currency and gold and silver bullion nationwide since 1990, purchasing more than $350 million in numismatic assets over 30+ years.
Through our partnership with Jewelry & Coin Banc, LLC, we arrange low-interest rare coin loans, silver loans, gold loans and paper currency loans secured by those same items. Jewelry & Coin Banc, LLC is licensed, bonded and operates under the supervision of the Colorado Department of Law. Our expert appraisal establishes a fair loan-to-value so you can borrow as much as your collateral supports at the lowest rate available. A collateral loan arranged through us is fast, private and has no impact on your credit rating. Collateral loans are one of our numismatic services.
Short-Term Funding That Makes Cents
If you need short-term funding but don’t want to sell your collection, a low-interest collateral loan (sometimes called a pawn loan) can be the right solution.
Traditional financing is often slow, burdensome and invasive, and it can carry tax or credit consequences, especially when time matters. Our coin loans, silver loans and gold coin loans are straightforward and discreet, with no credit checks.
Once you factor in the buy/sell spread on rare coins and paper currency, keeping ownership and borrowing against your items often makes more financial sense than selling. Sold coins are gone for good, and you know how hard it is to find quality collectibles at fair prices. Learn more about the rewards of holding tangible assets.
If a loan isn’t the right fit, we also buy outright. See our guides to choosing a reputable silver coin buyer, silver dollar values, estate appraisals and liquidation and selling a large coin collection.
No Hidden Costs!
- You pay shipping to us.
- We pay the shipping insurance.
- We pay return shipping and insurance.
- No storage fees. Items are insured and stored in secure, monitored vaults. For keeping a collection safe at home, see our guide to proper storage of tangible assets.
Getting a Collateral Loan on Your Hard Assets Is Easy
From start to finish, our loan process takes one week or less.
1) Email, text or use the form below to send a list or photos of your items for a free initial appraisal and collateral loan offer.
2) Ship or deliver your coins or collectibles to us for physical inspection and a final loan quote.
3) Once we receive your signed loan agreement, we issue the funds immediately.
4) When you pay off the loan, we return your items fully insured at our expense.
Benefits of Our Coin Loans, Silver Loans and Gold Loans
No payments for the first 60 days.- Great rates. Because your loan is secured by hard assets, rates start as low as 1% per month.
- Fast. Get paid within 48 hours of receiving and appraising your items.
- Safe. Items are secured in private bank vaults and fully insured.
- Flexible payments. Avoid monthly payments by structuring your loan in two- to three-month intervals.
- Easy repayment. Pay by check, credit card, ACH, wire or money order.
- You keep ownership of your pledged items.
- No credit checks, because your loan is backed by hard assets.
- No prepayment penalty. Pay the loan in part or in full before maturity without penalty.
- Interest rate reduction. We will lower your rate by up to one percentage point if you borrow beyond six months and make your payments on time.
- Certified coins welcome. Coins graded by NGC or PCGS are quick to value. See our certified coin page.
Free Loan Appraisal for Your U.S. & Foreign Rare Coins,
Paper Currency, and Gold or Silver Bullion
Email, Text, or Use This Form To Send Us Your Inventory List or Pictures
Text: 720-600-4740 | Email: staff@americanrarities.com | Or use the form below
Coin Loans: Quick Answers
How much can I borrow against my coins or bullion?
Loans of $5,000 to $50,000 are available, and higher in certain situations. We typically lend 60% to 75% of the appraised liquid wholesale value of your items.
What does a collateral loan cost?
There is no charge for the appraisal, storage, return shipping or insurance during the loan. The only cost is monthly interest of 1% to 4%, depending on the collateral and loan amount, with no penalty for repaying early.
Will a coin loan affect my credit score?
No. There is no credit check, and we do not report to any credit reporting agency, even if a loan defaults.
Professional Associations
