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Coins: National Numismatic Collection, Smithsonian Institution (photo by Jaclyn Nash), public domain, via Wikimedia Commons. Laptop: Lenovo ThinkPad T470 photo by NickW1129, CC0. Quarters roll: Chris Woodrich, CC BY-SA 4.0, via Wikimedia Commons. Dime roll: Junk Silver photo, public domain, via Wikimedia Commons. Folding magnifier: Simon Speed, CC0, via Wikimedia Commons. Composite by American Rarities, CC BY-SA 4.0.

How to Sell Coins Online: A Step-by-Step Guide

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Laptop screen showing an 1878-CC Morgan silver dollar, with rolls of quarters and dimes, a folding magnifier and a group of U.S. coins in front

How to Sell Coins Online, the Safe Way

Selling coins online is simpler than most people expect. You do not need to know what every coin is worth, you do not need to get anything graded, and you never have to ship coins to a stranger on a promise. What you do need is a little preparation, a buyer you can check out before you send anything, and a written offer in hand before your coins leave the house.

This guide walks you through how to sell coins online in seven steps, from sorting what you have to getting paid. Each step links to a more detailed guide if you want to go deeper, whether you have a few old coins, a coin collection, gold coins or an inherited estate.

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Before You Contact a Buyer

Step 1: Know What You Have

U.S. and world coins bought online: 1762 Mexico 8 reales, 1905 Barber half dollar, 1875-S trade dollar, 1908 Saint-Gaudens $20 gold, 2006 proof American Silver Eagle, 1817 British sovereign and 1907 Indian Head $10 gold

You do not have to be an expert, but a rough idea of what you have helps you choose the right buyer and spot a low offer. Start by sorting your coins into a few simple groups:

Do not throw anything away or set aside coins that look ordinary. Common-looking coins can carry key dates or mint marks, and an experienced buyer will check them for you.

An 1886-S $10 gold eagle in a PCGS holder, a 1922 Peace dollar in an NGC holder and an 1887 Morgan dollar in an ANACS MS64 holder, side by sideAn 1886-S $10 gold eagle in a PCGS holder, a 1922 Peace dollar in an NGC holder and an 1887 Morgan dollar in an ANACS MS64 holder, side by side

Step 2: Leave Your Coins as They Are

The fastest way to lose value is to try to improve a coin. Never clean, polish or wipe coins, even if they look dark or dirty. Cleaning leaves fine scratches that collectors and grading services spot immediately, and it can cut a coin’s value sharply. It is one of the mistakes to avoid when selling rare coins.

Leave certified coins sealed in their PCGS, NGC or ANACS holders, keep proof and mint sets in their original packaging, and leave rolls, folders and albums intact. Hold loose coins by the edges. Our top 10 tips for selling your coin collection covers more ways to protect value before you sell.

Smartphone showing the American Rarities appraisal form filled in with sample name, contact and collection details, beside a 1943 Walking Liberty half dollar and an 1854 three dollar gold pieceSmartphone showing the American Rarities appraisal form filled in with sample name, contact and collection details, beside a 1943 Walking Liberty half dollar and an 1854 three dollar gold piece

Step 3: Take Photos and Make a Simple List

Online buyers appraise from photos and lists, so a little care here pays off. Use your phone in good daylight, without flash, on a plain background. Photograph both sides of any coin that looks old, gold, silver or unusual, and take group photos of rolls, folders and sets.

Then write a simple list: what each item or group is, how many there are, and any dates or labels you can read. For certified coins, include the certification number printed on the holder. A list and a few photos are often enough for a free online coin appraisal, and for a large coin collection they help us decide whether to meet you in person.

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Choosing Where to Sell Coins Online

Auctioneer's wooden gavel on its sound block with a 1908 Saint-Gaudens double eagle, 1849 Liberty Head double eagle and 1907 Indian Head eagleAuctioneer's wooden gavel on its sound block with a 1908 Saint-Gaudens double eagle, 1849 Liberty Head double eagle and 1907 Indian Head eagle

Step 4: Choose the Right Kind of Online Buyer

There are two main ways to sell coins online. You can list them yourself on a marketplace or auction site, or you can sell directly to an established coin buyer that makes you an offer. Listing yourself can work for a seller who knows coins and has time to manage it, but each coin becomes its own listing, its own shipment and its own buyer.

For most collections, inherited coins and bullion, a direct sale to an experienced buyer is faster, simpler and safer. Our guides to the best place to sell coins online and the best place to sell rare coins compare the options in more detail. If you would rather sell locally, see where to sell coins near me.

Marketplace or auction siteDirect sale to an established buyer
Who does the workYou research, photograph, describe and list every coinThe buyer identifies, grades and values the coins
PriceUnknown until the listing ends, and it may sell below valueA written offer before anything ships
FeesListing, selling and payment fees reduce what you keepNo listing or selling fees
ShippingYou ship to each buyer and handle any claimsOne insured shipment, or an in-person meeting
PaymentDepends on the buyer and the platformPaid immediately once you accept
Whole collectionsCommon coins often go unsoldThe whole collection can be bought at once

How to Vet an Online Coin Buyer

Before you send coins to anyone you found online, check a few things. A legitimate buyer will pass all of them without hesitation. Our article on how to find the best rare coin dealer goes further.

Online Buyer Checklist
  • A real company name, history and people you can reach
  • Independent reviews, such as Google and the BBB
  • Industry credentials, such as ANA membership
  • Authorized dealer status with PCGS, NGC or ANACS
  • A written offer before you ship anything
  • Shipping that the buyer insures
  • Clear payment terms and timing
  • No pressure to decide on the spot
Watch for red flags: no company history, a request to ship before any offer, or an offer far above everyone else’s with no explanation.

For comparison, American Rarities was founded in 1990. We hold a 4.7-star Google rating and an A+ rating with the BBB, we are ANA Life Members, and we are an authorized PCGS, NGC and ANACS dealer.

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Getting an Offer and Sending Your Coins

A chrome Zeiss 5X jeweler's loupe magnifying the 1921 date on a Morgan silver dollar, among classic U.S. gold, silver and copper coins, a wrapped roll of quarters and a 1907 $10 gold certificateA chrome Zeiss 5X jeweler's loupe magnifying the 1921 date on a Morgan silver dollar, among classic U.S. gold, silver and copper coins, a wrapped roll of quarters and a 1907 $10 gold certificate

Step 5: Get a Free Appraisal and a Written Offer

Send your photos and list to the buyer you have chosen. With American Rarities, you can text photos to 720-600-4740, email them to staff@americanrarities.com or use the form below. Appraisals are usually done within 24 hours.

Ask for an itemized written offer, so you can see how each coin or group was valued, including its grade. A good offer is free and comes with no obligation to sell. If you are not sure, take your time and compare. Our free online coin appraisal page explains what we look at, and sell coins online for cash covers how a cash sale works.

Step 6: Ship Fully Insured or Meet in Person

Only ship once you have accepted an offer you are happy with. When you sell to us, mail-in shipments are fully insured at our expense, and we send you shipping instructions first. Pack coins in their holders, double box them with nothing loose, and keep the outside of the box plain. Our guide on how to safely ship a coin collection for an appraisal walks through packing, carriers and insurance.

Do not want to mail your coins? For larger collections, we can meet you in person, including at your bank. See how we buy large coin collections.

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Getting Paid

Step 7: Get Paid Immediately

Hands in white shirt sleeves counting hundred-dollar bills between gold and silver coins including Liberty Head double eagles, a Peace dollar, Morgan dollar, Indian half eagle and large cent

When your coins arrive, we check every item against your list. Once you accept our offer, we pay you immediately by cash, check, ACH or wire, whichever you prefer. If you decide not to sell, we return your items fully insured.

Keep a copy of your list, your written offer and your payment record together. If you are settling an estate, those papers help the executor and the estate’s tax advisor.

Selling a Special Collection

Some situations call for a few extra steps. These guides cover the most common ones:

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Ready to Sell Your Coins Online?

Whether you have a few coins or a lifetime collection, selling to American Rarities takes four steps.

1
Smartphone camera app with a light screen framing an 1878-CC Morgan silver dollar with focus brackets and a shutter button, taking a photo of a coin for a free appraisalSmartphone camera app with a light screen framing an 1878-CC Morgan silver dollar with focus brackets and a shutter button, taking a photo of a coin for a free appraisal

Send Photos and/or a List

Text or email photos of your coins, or send us a list using the form below.

2
An itemized written appraisal and offer sheet from American Rarities listing coins by quantity and gradeAn itemized written appraisal and offer sheet from American Rarities listing coins by quantity and grade

Free Appraisal and Written Offer

Appraisals are usually done within 24 hours, with no obligation to sell.

3
Open shipping box with black foam holding a Mercury dime, Buffalo nickel and Standing Liberty quarter in clear capsules, beside packing tape and a barcode label, on a gold backgroundOpen shipping box with black foam holding a Mercury dime, Buffalo nickel and Standing Liberty quarter in clear capsules, beside packing tape and a barcode label, on a gold background

Ship Fully Insured

Mail-in shipments are fully insured at our expense. For larger collections, we can meet in person.

4
Four ways to get paid for your coins, stacked two by two: stacks of $100 bills in gold money clips labeled Cash, an American Rarities check labeled Check, and two bank buildings with gold dollar coin badges labeled ACH and Wire TransferFour ways to get paid for your coins, in one row: stacks of $100 bills in gold money clips labeled Cash, an American Rarities check labeled Check, and two bank buildings with gold dollar coin badges labeled ACH and Wire Transfer

Get Paid

Accept our offer and we pay you immediately by cash, check, ACH or wire.

Founded in 1990, American Rarities has purchased over $400 million in rare coins, bullion and collectibles. We hold a 4.7-star Google rating and an A+ rating with the BBB, we are ANA Life Members, and we are an authorized PCGS, NGC and ANACS dealer.

More guides for sellers: how to sell a coin collection, top 10 tips for selling your coin collection, how to safely ship a coin collection, how to sell gold coins, how to sell silver dollars, how to sell inherited coins and mistakes to avoid when selling rare coins.

You can also call 800-622-5680. Calls go to our answering service, so leave a message and we will call you back. Or visit our contact a rare coin buyer page.

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How to Sell Coins Online: Frequently Asked Questions

What is the safest way to sell coins online?

Sell to an established buyer you can verify, get a written offer before you ship anything, and only ship with insurance the buyer pays for. Check the buyer’s company history, Google reviews, BBB rating and industry credentials first.

Do I need to get my coins graded before I sell them online?

No. An experienced buyer can grade and value raw coins from photos and in hand, so you do not need to pay for grading first. If your coins are already in PCGS, NGC or ANACS holders, leave them sealed and include the certification numbers on your list.

How long does an online coin appraisal take?

With American Rarities, appraisals are usually done within 24 hours after we receive your photos or list. The appraisal is free, and there is no obligation to sell.

Is it better to sell coins on a marketplace or to a dealer?

A marketplace or auction site can work for a seller who knows coins and has time to list, ship and handle each sale. For most collections, a direct sale to an established dealer is faster and simpler: you get one written offer, one insured shipment and one payment.

Should I clean my coins before selling them?

No. Cleaning leaves fine scratches that collectors and grading services spot, and it can sharply reduce a coin’s value. Sell coins as they are.

How do I get paid when I sell coins online?

When you accept our offer, we pay you immediately by cash, check, ACH or wire, whichever you prefer. If you decide not to sell, we return your items fully insured.

Is it safe to mail coins to an online buyer?

Yes, when the buyer insures the shipment and you pack it correctly. Mail-in shipments to American Rarities are fully insured at our expense, and we send shipping instructions first. For larger collections, we can meet you in person instead.

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Get Your Free Coin Appraisal

Email, Text, or Use This Form To Send Us Your Inventory List or Pictures




Upload clear photos of fronts and backs and we'll reply with a free appraisal.

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